TERMS AND CONDITIONS
Last Updated: December 30, 2025

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "your," or "user") and First Nations Financing ("we," "us," "our," or "Company"), governing your access to and use of our website firstnationsfinancing.net (the "Website"), as well as any related services, including email and SMS communications.

By accessing or using the Website, opting into our communications, or otherwise interacting with our services, you agree to be bound by these Terms. If you do not agree, please do not use the Website or our services.

1. Acceptance of Terms
Your use of the Website and services indicates your acceptance of these Terms. We may update these Terms from time to time. Continued use of the Website after changes constitutes acceptance of the revised Terms. We will notify you of material changes via the Website or email.
2. Use of the Website

You agree to use the Website only for lawful purposes and in compliance with these Terms and applicable laws. You must be at least 18 years old or have parental consent to use the Website.

Prohibited activities include:

  • Violating any laws or regulations
  • Infringing intellectual property rights
  • Transmitting harmful code or spam
  • Interfering with the Website's operation

We reserve the right to terminate or restrict your access at any time without notice.

3. Intellectual Property
All content on the Website, including text, graphics, logos, images, and software, is owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works from our content without prior written permission. Limited personal, non-commercial use is permitted.
4. User Content
If you submit content (e.g., comments or feedback), you grant us a worldwide, royalty-free, perpetual license to use, modify, and display it. You are responsible for your content and warrant it does not infringe third-party rights.
5. Email and SMS Marketing Communications

By providing your email address or phone number and opting in (e.g., via forms, checkout, or keyword), you consent to receive promotional emails and SMS/MMS messages from us, including updates, offers, and marketing content.

Email Communications (CAN-SPAM Compliance)

  • You can unsubscribe at any time by clicking the "Unsubscribe" link in any email footer.
  • Unsubscribe requests will be processed promptly, and you will no longer receive promotional emails.
  • Transactional emails (e.g., order confirmations) may still be sent if applicable.

SMS/MMS Communications (TCPA Compliance)

  • You consent to receive recurring automated promotional and informational text messages (e.g., SMS/MMS) from us at the number provided.
  • Consent is not required as a condition of purchase.
  • Message frequency varies (typically 1–4 messages per week/month).
  • Message and data rates may apply. Contact your carrier for details.
  • Carriers are not liable for delayed or undelivered messages.

Opt-Out Instructions:

  • Reply "STOP" to any message to unsubscribe. You will receive a confirmation text, after which no further messages will be sent.
  • For help, reply "HELP".
  • To rejoin, opt in again via the original method.

For privacy details, see our Privacy Policy.

6. Disclaimers
The Website and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee the Website will be error-free, secure, or uninterrupted. Content accuracy is not warranted.
7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or services. Our total liability shall not exceed $100 or the amount you paid us in the past 6 months, whichever is greater.
8. Indemnification
You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your violation of these Terms or use of the Website.
9. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Wyoming, USA, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the courts of Wyoming.
10. Miscellaneous
  • These Terms constitute the entire agreement.
  • If any provision is unenforceable, the remainder remains in effect.
  • No waiver of any term shall be deemed a continuing waiver.
  • We may assign these Terms; you may not without consent.

Contact us at support@firstnationsfinancing.net

First Nations Financing
Copyright © 2026 | firstnationsfinancing.net | All Rights Reserved.
TERMS AND CONDITIONS   |   PRIVACY POLICY

First Nations Financing is a lead generation company and not a lender. We do not make credit decisions or provide loans directly. We connect Canadian consumers with our network of third-party lenders and licensed brokers.  Loan Terms & APR: Minimum repayment term: 6 months. Maximum repayment term: 120 months. APR (Annual Percentage Rate) varies by lender and typically ranges from 7.9% to 46.9%, depending on your credit profile and the type of loan (Auto, Personal, or Home Equity).  Representative Example of Total Cost: If you borrow $10,000 over a 48-month term with a fixed interest rate of 12.9% APR, your monthly payment would be $267.81. The total amount repayable would be $12,854.88 (including the $10,000 principal and $2,854.88 in interest). No application fees or hidden costs are charged by First Nations Financing. Third-party lenders may charge origination or administrative fees; please review your final loan agreement carefully. Physical Address: 327-6647 Fraser St, Vancouver, BC V5X 3T6  Privacy & Consent: By submitting an inquiry, you authorize First Nations Financing to share your information with our lending partners. We do not offer "Short-term Loans" requiring full repayment in 60 days or less. All home equity products are subject to appraisal and title search requirements as mandated by Canadian provincial law.